Salvi Rafael Folch Viadero is currently serving as the Chief Financial Officer of Grupo Televisa, S.A. He has earned a reputation in his field. Several organizations consider him as being among the best CFOs in Mexico. This is based on several parameters, few of which have been detailed here.
Any good CFO will pay low fees in order to get money. In fact, it should not be more than 8% of the implicit interest rates. Salvi Rafael Folch Viadero scores well on this account.
Another thing is to be considered here. No matter how low this rate is, what needs to be ensured is that the volume of interest being paid needs to be covered by the operating flow. In case this does not happen, there would be no funds left to cover the rest of the needs. Hence no company should have their Ebitda more than three times the financial cost. Salvi Rafael Folch Viadero always maintains this for his company.
In any company, the debt should never be more than double the capital. This can be considered as being a bit risky for the small and medium-sized companies. It will still be considered as being conservative for the large ones. This is because there is always a potential risk of there being a significant fall in income that can be due to unforeseen causes. This can lead to preventing the payment of debt. This issue can never be ignored.
There is nothing like a company that has no financial debt. Salvi Rafael Folch Viadero is well aware of that. Hence there will always be expert recommendations on the minimum percentage of capital that can be borrowed. This is something that is highly variable. Only an expert professional like Salvi Rafael Folch Viadero can make the correct prediction here.